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If it’s the seller making you the loan (or secondary loan), ask yourself this: Why would the seller allow me to purchase this property without coughing up one penny of my own cash? Unless the seller has a slate loose, chances are that the price you end up paying for the property is inflated and the seller counts the financing as a wind fall.Many will say that it’s complicated to know all the legal transactions. That is why this article will let you recognize the most basic IRA rules as well as some prohibited transactions.